New York is rolling out an overhaul of its driver penalty point system in February, with broad implications for motorists across the state.
The changes lower the threshold for license suspension to just 10 points within 24 months, down from the current 11 points within 18 months, and expand the period over which violations count toward that total—making it easier for drivers to face penalties and fees.
More restrictive than many states, the system is intended to promote driver responsibility, but higher point totals can drive up insurance costs, adding to New York’s affordability crisis.
Under the revised Department of Motor Vehicles system, many common traffic infractions will carry higher point values. Speeding 1–10 mph over the limit will now earn four points instead of three, and using a handheld cell phone while driving will carry six points, up from five. Violations that previously did not carry points, such as broken taillights, illegal U-turns, and obstructing traffic, will now add to a driver’s point total.
More serious offenses, including reckless driving and passing a stopped school bus, will carry even steeper penalties under the new schedule, which state officials say reflects a push to discourage risky behavior on roadways and better protect pedestrians and construction zone workers.
The expanded 24-month look-back window means a series of relatively minor violations spread out over time could put a driver closer to a suspension than under the old rules. The DMV says the revision aims to give law enforcement and regulators better tools to identify and take action against high-risk drivers.
Critics of the overhaul argue the changes will hit motorists especially hard and could drive up insurance premiums, while supporters say the tougher penalties will save lives by incentivizing safer driving habits. Enforcement is scheduled to begin alongside broader DMV system upgrades next month.