New York State Common Retirement Fund Reaches Record Value: What It Means for New Yorkers


| File Photo

New York State Comptroller Thomas P. DiNapoli has revealed that the New York State Common Retirement Fund (Fund) reached an estimated value of $259.9 billion at the close of the third quarter of the state fiscal year 2023-24. This significant milestone has implications for pensioners, government employees, and New Yorkers.

The Fund's estimated 6.18% return on investments for the three months ending December 31, 2023, showcases the resilience of the state's investments despite ongoing economic uncertainties. DiNapoli acknowledged the improvement in market conditions over the past quarter, tempered with caution about persisting volatility and mixed economic opinions for the upcoming year.

Crucially, DiNapoli assured pensioners and members of the New York State and Local Retirement System that their pension benefits remain secure. This reassurance stems from the prudent management and long-term strategy employed by the Fund, emphasizing its commitment to safeguarding the financial well-being of beneficiaries.

The Fund's value also reflects the disbursement of retirement and death benefits amounting to $4.2 billion during the quarter. With an audited value of $248.5 billion as of March 31, 2023, the end of the last state fiscal year, this growth underscores the Fund's robust performance and responsible fiscal management.

A breakdown of the Fund's assets allocation reveals a diversified investment portfolio, with 41.84% in publicly traded equities, 22.62% in cash, bonds, and mortgages, 14.75% in private equity, and 13.30% in real estate and tangible assets. Additionally, 7.49% is allocated to credit, absolute return strategies, and opportunistic alternatives. This strategic diversification aims to maximize returns while managing risks associated with market fluctuations.

Looking forward, the Fund's long-term expected rate of return stands at 5.9%, reflecting a measured and sustainable investment strategy.

DiNapoli's initiation of quarterly performance reporting by the Fund in 2009 underscores his commitment to increased accountability and transparency. By providing regular updates on the Fund's performance, he aims to keep stakeholders informed and build public trust in managing one of the most significant public pension funds in the United States.

For more than a million state and local government employees and retirees, the Fund is pivotal in securing their financial future. Consistently ranked as one of the nation's best-managed and funded plans, its success directly impacts the well-being of countless New Yorkers. As the Fund continues to thrive, it reinforces its crucial role in supporting the retirement aspirations of individuals who have dedicated their careers to public service.

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