A Minnesota resident has filed a lawsuit against New York-based car dealership Victory Cars Central, alleging deceptive business practices.
Plaintiff Eric Gaysue claims that he responded to an advertisement for a 2022 Dodge Durango listed at $29,000 and that he was assured of pre-approved financing with a $7,000 down payment. However, upon arriving at the dealership after traveling from Minnesota, Gaysue was presented with revised terms that included a higher down payment and undisclosed charges. The complaint alleges that the dealership falsified trade-in information and concealed thousands of dollars in additional fees.
The complaint states that the defendant’s conduct violated the federal Truth in Lending Act (TILA), 15 U.S.C. § 1601 et seq., and its implementing Regulation Z. It also alleges violations of New York General Business Law §§ 349 and 350, citing deceptive practices and false advertising. The complaint further states that after returning home with the vehicle, Gaysue discovered discrepancies, including a listed “cash price” higher than the advertised amount and a retail installment sales contract that falsely reflected a $500 trade-in of a Honda Civic. The complaint claims that his attempts to resolve these concerns with the dealership were unsuccessful.
Gaysue is seeking actual and statutory damages, punitive damages, rescission of the contract, restitution of funds paid, including a $9,000 down payment, cancellation of any financing agreements or security interests, as well as attorney’s fees and costs. He alleges that the dealership’s actions resulted in his being bound by a loan that exceeded the agreed terms.
The plaintiff is represented by attorney David Kasell of Kasell Law Firm. The case was filed in the United States District Court for the Eastern District of New York under Case ID 2:25-cv-02642.